Health & Wellness

    Conditions related to change in surroundings or situation affects the health of many international travelers or individuals living outside their home country. Changes in the level of stress related to the new surroundings, educational pressures, changes in diet or environmental factors such as heat/cold/pollen often lead to fatigue, headaches and stomachaches. In a past study it was shown that international travelers were far more susceptible to stomachaches, anxiety, chest pains, headaches, depression, and insomnia.

    The most successful methods of dealing with these issues are:

    • Make sure you get enough rest. While you want to make the most of this new opportunity, be certain you get enough sleep.
    • Seek support from peers. There is comfort in realizing others are experiencing the same feelings or symptoms. You may also find that their lifestyles or habits are more in keeping with what you are accustomed.
    • Share your experiences with your organization or institution's counseling staff. They deal with these concerns daily and will have positive suggestions.
    • If you are a student and have a Health Services or international clinic available, utilize them! – They are more familiar with the concerns and conditions of international travelers. If not, find a health care provider that has experience in treating international visitors and is sensitive to your cultural needs

Compass plans provide value and choice

Compass Plans are designed to meet the different reasons our clients have for purchasing medical insurance. Be sure to check your school's requirement before purchasing. If your school has more stringent requirements, check to see if your school is listed under exclusive alternatives.

Compass Elite–The Elite plan provides the greatest protection against a large covered claim. After the deductible, the first$10,000 is covered at 80%, then it covers eligible claims 100% from $10,001 to $250,000..

Compass Care–The Compass Care plan provides 80% coverage for covered medical expenses up to the plan maximum of $100,000. NOTE: There are no hidden caps or limitations on standard medical care as is the case with less expensive, low level plans currently being offered on some websites.

Compass Budget–The Budget plan is similar to the Compass Care plan but it does not provide pregnancy coverage. It is designed for those looking for the lowest cost plan that offers decent, straightforward coverage.

Compass Benchmark–The Benchmark Plan is an exclusive alternative plan available to students at schools that require higher levels of coverage.